:root {
  --ins-primary: #0a4f8a;
  --ins-primary-strong: #083c67;
  --ins-accent: #10b6cf;
  --ins-bg: #edf5fb;
  --ins-surface: #ffffff;
  --ins-text: #1f2f3d;
  --ins-muted: #5d7288;
  --ins-border: #cfe1ef;
  --ins-ok-bg: #e9f8ef;
  --ins-ok-border: #b9e8c9;
  --ins-ok-text: #14683a;
  --ins-warn-bg: #fff7e8;
  --ins-warn-border: #f0d9a6;
  --ins-warn-text: #7b4d00;
  --ins-shadow: 0 16px 42px rgba(8, 60, 103, 0.15);
}

.insurance-payment-page {
  min-height: 100vh;
  padding: 7.2rem 1rem 2.8rem;
  background:
    radial-gradient(circle at 10% 0%, rgba(16, 182, 207, 0.2), rgba(16, 182, 207, 0) 30%),
    radial-gradient(circle at 94% 14%, rgba(10, 79, 138, 0.18), rgba(10, 79, 138, 0) 34%),
    linear-gradient(165deg, #eef5fb 0%, #e8f2f9 45%, #f5fbff 100%);
}

.insurance-payment-shell {
  width: min(780px, 100%);
  margin: 0 auto;
  background: var(--ins-surface);
  border-radius: 18px;
  border: 1px solid var(--ins-border);
  box-shadow: var(--ins-shadow);
  overflow: hidden;
}

.insurance-payment-header {
  padding: 1.5rem 1.6rem;
  color: #fff;
  background: linear-gradient(140deg, var(--ins-primary), var(--ins-accent));
}

.insurance-payment-header h2 {
  margin: 0;
  font-family: Montserrat, "Segoe UI", Tahoma, sans-serif;
  font-size: 1.45rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.insurance-payment-header p {
  margin: 0.48rem 0 0;
  color: rgba(255, 255, 255, 0.95);
  font-size: 0.95rem;
}

.insurance-payment-body {
  padding: 1.4rem 1.6rem 1.8rem;
}

.insurance-plan-summary {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.8rem;
  margin-bottom: 1.1rem;
}

.insurance-plan-item {
  border: 1px solid var(--ins-border);
  border-radius: 12px;
  background: #f8fcff;
  padding: 0.75rem 0.85rem;
}

.insurance-plan-item .label {
  display: block;
  color: var(--ins-muted);
  font-size: 0.8rem;
  margin-bottom: 0.2rem;
}

.insurance-plan-item .value {
  color: var(--ins-text);
  font-weight: 600;
  font-size: 0.96rem;
}

.insurance-status-card {
  border-radius: 12px;
  padding: 0.85rem 0.95rem;
  margin: 0.75rem 0 1rem;
}

.insurance-status-card.pending {
  border: 1px solid var(--ins-warn-border);
  background: var(--ins-warn-bg);
  color: var(--ins-warn-text);
}

.insurance-status-card.paid {
  border: 1px solid var(--ins-ok-border);
  background: var(--ins-ok-bg);
  color: var(--ins-ok-text);
}

.insurance-qr-wrap {
  margin: 1rem 0;
  text-align: center;
}

.insurance-qr-wrap img {
  max-width: 300px;
  width: 100%;
  border-radius: 12px;
  border: 1px solid var(--ins-border);
  box-shadow: 0 8px 20px rgba(8, 60, 103, 0.12);
}

.insurance-account-box {
  margin: 1rem 0 1.2rem;
  padding: 1rem 1.1rem;
  border: 1px solid var(--ins-border);
  border-radius: 12px;
  background: #f8fcff;
}

.insurance-account-box h4 {
  margin: 0 0 0.7rem;
  color: var(--ins-primary-strong);
  font-size: 1rem;
  font-weight: 700;
}

.insurance-account-box p {
  margin: 0.28rem 0;
  color: var(--ins-text);
  font-size: 0.9rem;
}

.insurance-account-box strong {
  color: var(--ins-primary-strong);
}

.insurance-payment-form .field {
  margin-bottom: 0.95rem;
}

.insurance-payment-form label {
  display: inline-block;
  margin-bottom: 0.42rem;
  font-family: Montserrat, "Segoe UI", Tahoma, sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--ins-text);
}

.insurance-payment-form input[type="text"],
.insurance-payment-form input[type="file"],
.insurance-payment-form textarea,
.insurance-payment-form select {
  width: 100%;
  border: 1px solid var(--ins-border);
  border-radius: 10px;
  padding: 0.68rem 0.82rem;
  background: #fff;
  color: var(--ins-text);
  outline: none;
}

.insurance-payment-form input[type="text"]:focus,
.insurance-payment-form input[type="file"]:focus,
.insurance-payment-form textarea:focus,
.insurance-payment-form select:focus {
  border-color: var(--ins-accent);
  box-shadow: 0 0 0 3px rgba(16, 182, 207, 0.16);
}

.insurance-payment-form .helptext {
  display: block;
  margin-top: 0.3rem;
  color: var(--ins-muted);
  font-size: 0.83rem;
}

.insurance-payment-form .errorlist {
  list-style: none;
  padding: 0;
  margin: 0.38rem 0 0;
  color: #c53939;
  font-size: 0.85rem;
}

.insurance-btn {
  border: none;
  border-radius: 10px;
  padding: 0.72rem 1.15rem;
  color: #fff;
  font-family: Montserrat, "Segoe UI", Tahoma, sans-serif;
  font-weight: 600;
  background: linear-gradient(95deg, var(--ins-primary), var(--ins-primary-strong));
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.2s ease;
}

.insurance-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 8px 16px rgba(8, 60, 103, 0.28);
}

.insurance-note {
  margin-top: 0.92rem;
  color: var(--ins-muted);
  font-size: 0.86rem;
}

@media (max-width: 768px) {
  .insurance-payment-page {
    padding-top: 6.3rem;
  }

  .insurance-payment-header,
  .insurance-payment-body {
    padding: 1.1rem;
  }

  .insurance-payment-header h2 {
    font-size: 1.22rem;
  }

  .insurance-plan-summary {
    grid-template-columns: 1fr;
  }
}